Medicare Advantage Plans

 

Medicare Advantage Plans (also known as Medicare Part C) are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through that plan. This coverage can include Medicare Part D prescription drug coverage or you can enroll in a separate Medicare Part D prescription drug coverage plan. You need to be aware that you can NOT have both of these at the same time. Enrollment into either type of plan will cause a disenrollment in the other.

 

Medicare Advantage Plans include:

 

• Medicare Health Maintenance Organization (HMOs)

• Preferred Provider Organizations (PPO)

• Private Fee-for-Service (PFFS) Plans

• Medicare Special Needs Plans (SNP)

• Medicare Medical Savings Accounts (MSA)

 

Please refer to the Centers for Medicare and Medicaid Services Booklet for a complete outline of the Medicare Advantage Program.

 

You may also schedule a no-cost, and no-obligation consultation with one of our representatives. As certified Medicare specialists, we can help with:

 

• Giving a one-on-one crash course in Medicare

• Calculating your estimated prescription costs

• Researching prescription coverage options

• Choosing health and drug coverage tailored to your specific needs and budget

• Providing guidance to protect yourself against Medicare gaps in coverage

• Annual reviews of your coverage to make any necessary changes. Medicare and coverage options can change every year! It's important to have an advocate on your side that is up-to-date on these changes.